Efí Bank integration for Pix and boleto collections with AI agents
Efí Bank, formerly Gerencianet, is a Brazilian payment institution with a digital account and APIs for Pix (Brazil's instant payment system), boleto (a Brazilian bank slip), card and carnê (installment booklets), used by companies for collections. The agent uses Efí's public APIs (Pix and charges) with the certificate and credentials of your account, and iTeam's HTTP tool follows the official documentation. This page is for companies that operate in Brazil or sell there.
What AI agents do with Efí Bank
Pix generated in the conversation
When the customer closes a purchase on WhatsApp, the agent creates the Pix charge through Efí and sends the QR code. Payment confirmation arrives instantly and releases the order.
Carnê and boleto tracked
The agent follows carnê installments and boletos and sends reminders before and after the due date. Payment extensions go to approval.
Daily reconciliation
Payments received are matched against accounts receivable in the ERP and settled according to the rule. Anything that does not match is left for finance.
Duplicate copy without an attendant
The customer asks for a duplicate and the agent generates the updated charge with the interest and late fee you configured.
Connect Efí Bank once. The agents use it within your rules.
- Through the APIConnected through the app’s API: iTeam learns the endpoints from the documentation and the scope is confirmed in the diagnosis.
- Each agent gets the right accessYou decide what each agent can read or do in Efí Bank, by area and by person.
- Human approval where it mattersSensitive actions wait until someone with the authority approves them.
- A trail and a cost for every actionWho asked, what the agent did in Efí Bank and what it cost, all on record.
Ready-made AI teams for this work
Bank reconciliation team
Bank lines, Stripe payouts and ledger entries are matched each morning. You only see what did not match, with a reason.
Accounts payable team
Invoices arrive by e-mail and in shared folders. The team reads them, checks them and lines them up for your approval before the due date.
Collections team
Before and after each due date, customers get a clear reminder with a payment link. Disputes and promises to pay go to your team.
Cash flow forecast team
Every week the projection is rebuilt from your books, open invoices and bills, with a plain note on what changed and why.
Bookkeeping team
Transactions are categorized as they come in, receipts are matched, and the month-end close starts with a short list of questions.
Often used together with Efí Bank
Questions about Efí Bank and AI agents
Does iTeam integrate with Efí Bank?
Yes. iTeam connects through Efí's public APIs, with the certificate and credentials of your account, using iTeam's HTTP tool. The scope is confirmed in the diagnosis.
Can the agent make transfers or outgoing Pix payments?
No. The scope is issuing and checking charges; sending Pix and transfers are outside the agent's permissions. Every action is recorded in the audit trail.
Does it work with automatic and recurring Pix?
The recurrence features available in the Efí API can be used, and this is confirmed in the diagnosis.
